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  • Independent Insurance Agency

Protection for
Every Chapter
of Your Life

We’re an independent agency that shops dozens of top carriers to find you the right coverage at the right price — for your family, your business, and everything in between. 

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Live Your Dream
 RELIABLE INSURANCE FOR ANY PURPOSE
For nearly 50 years, we’ve prepared you for what’s next in life. It’s our ambition to help you live yours.
insert_chart Get a quote
Live Your Dream
 INSURANCE FOR ANY PURPOSE RELIABLE
For nearly 50 years, we’ve prepared you for what’s next in life. It’s our ambition to help you live yours.
insert_chart Get a quote
Live Your Dream
 Ambition INSURANCE FOR ANY PURPOSE
For nearly 50 years, we’ve prepared you for what’s next in life. It’s our ambition to help you live yours.
insert_chart Get a quote
 Trucking insurance protection for owner-operators and fleets Nova Coverage — reliable insurance for life and business Medical insurance nova coverage

Award winning company

Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses, mitigating losses

17+

States Licensed

50+

Carrier Partners

10+

Years Experience

24/7

Client Support

17+
Licensed States
50+
Carrier Partners
10+
Years Experience
24/7
Client Support
19+
Licensed States
50+
Carrier Partners
10+
Years Experience
24/7
COI Access

Our Trusted Carrier Partners

What We Cover

The Right Coverage for Every Need

From protecting your fleet on the highway to safeguarding your family at home — Nova Coverage has you covered.

Trucking Insurance
Primary liability, physical damage, cargo, and more for motor carriers of all sizes.
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Non-Trucking Liability
Coverage when operating without dispatch under a motor carrier lease agreement.
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Freight Broker
Contingent cargo, auto, cyber liability, GL, and surety bond coverage for brokers.
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Auto Insurance
Personal auto coverage for cars, trucks, and everyday vehicles you depend on.
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Home Insurance
Comprehensive homeowners coverage to protect your property and everything in it.
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Life Insurance
Term and whole life coverage to protect your family’s future and financial security.
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Business Insurance
General liability, commercial property, and tailored coverage for your business.
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Workers Compensation
Workers’ comp coverage to protect your employees and keep your business compliant.
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Landlord Insurance
Rental property coverage for landlords, Airbnb hosts, and real estate investors.
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Our Clients Save An Average of 23%

Get your free callback — no obligation.

5-minute call No obligation We shop 50+ carriers
Not Sure Where to Start?

Let Us Find Your
Best Rate

Our licensed agents compare dozens of top-rated carriers to find you the best coverage at the best price. No paperwork, no pressure — just a quick conversation.

Average 23% Savings
Most clients save significantly when we shop the market for them.
50+ Top Carriers
We shop the whole market so you don’t have to.
Personal Agent
Talk to a real person who understands your needs.
Indianapolis skyline at sunset
$8M+
Premium placed
by our team
Why Nova Coverage

Why Businesses Trust Nova Coverage

We work for you — not the insurance companies. As an independent agency, we compare dozens of carriers to find you the best coverage at the best price, every time.

We Shop the Market For You
Access to 50+ top-rated carriers means you get real choices — not just one option.
Same-Day Certificates of Insurance
Get fast COI support whenever you need proof of insurance.
Dedicated Insurance Specialists
Our experienced team helps trucking companies and businesses choose the right coverage.
Customized Coverage Plans
Every business is different, which is why we tailor policies around your operations.
Claims Support Assistance
We guide you through the claims process and help reduce downtime.
Competitive Commercial Truck Rates
We help owner-operators and fleets save money without sacrificing protection.
What Our Clients Say

Real Reviews from Real Clients

"Incredible people behind the company. They were professional, easy to work with, and took the time to understand the specific needs of both me and my business."

L
Luke
Google Review

"A fantastic company for all your insurance needs. They are clear and upfront, easy to work with, and make the entire process smooth and efficient. Highly recommend!"

G
Gagandeep K.
Google Review

"Highly recommend if you want a hassle-free experience. Nova Coverage made everything simple and stress-free from start to finish."

R
Reetu K.
Google Review
States We Serve

Licensed in 20 States & Growing

Nova Coverage LLC is a licensed independent insurance agency serving families, truckers, and businesses from coast to coast. Based in Indianapolis, Indiana — proudly writing policies in the following states.

Indiana (HQ)
Arizona
Arkansas
California
Colorado
Florida
Illinois
Kansas
Maryland
Michigan
Minnesota
Missouri
New Jersey
Ohio
Oklahoma
Pennsylvania
South Carolina
Tennessee
Texas
Wisconsin
View All States & Coverage Map →
Got Questions?

Frequently Asked Questions About Trucking & Commercial Insurance

What is an independent insurance agency?
An independent insurance agency like Nova Coverage works with multiple insurance carriers instead of just one. This means we can shop your policy across 50+ carriers to find you the best coverage at the lowest price — rather than being limited to a single company's rates and options.
What types of trucking insurance does Nova Coverage offer?
We offer comprehensive commercial trucking insurance including primary liability, physical damage, cargo insurance, bobtail/non-trucking liability, motor truck cargo, general liability, and workers' compensation. Whether you own one truck or an entire fleet, we'll build a policy that fits your operation.
How much can I save by switching to Nova Coverage?
Our clients save an average of 23% on their insurance premiums. Because we shop across 50+ carriers, we can compare rates and find discounts that captive agents simply can't offer. Request a free callback and we'll show you exactly how much you could save.
What states does Nova Coverage serve?
Nova Coverage LLC is licensed in 20 states: Indiana (our home state), Arizona, Arkansas, California, Colorado, Florida, Illinois, Kansas, Maryland, Michigan, Minnesota, Missouri, New Jersey, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Wisconsin. We're expanding to more states soon.
Do I need commercial auto insurance for my trucking business?
Yes — if you use vehicles for business purposes, you're required to carry commercial auto insurance. For trucking companies, the FMCSA requires minimum liability coverage of $750,000 to $1,000,000 depending on the freight you haul. Nova Coverage helps you meet all federal and state requirements while keeping your premiums competitive.
How do I get a free insurance quote from Nova Coverage?
Getting a quote is easy! Fill out our callback form on this page and one of our licensed agents will call you back to discuss your needs. You can also call us directly at 800-885-6682 or email info@novacoverage.com. We'll review your current coverage and show you how much you can save.
Not Sure What
You Need?

Let one of our agents help you find the right coverage.

Not Sure What You Need?

Let one of our agents help you find the right coverage.

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1 800-885-6682
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Nova Coverage LLC is a women-owned independent insurance agency serving families and businesses across 19+ states. We protect what matters most.

Our Company

Insurance

Client Services

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Office
325 S College Ave, Suite 103
Indianapolis, IN 46202
Hours
Mon – Fri: 9am – 7pm EST
Sat & Sun: By Appointment Only

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