Home › Blog

Insights & Resources

Insurance tips, industry news, and expert guidance from the Nova Coverage team.

Red semi truck passing a Welcome to Tennessee sign on a highway

Tennessee Intrastate Authority: Two Insurance Filings, Not One

Tennessee intrastate authority needs two insurance filings, not one. Here's who issues it, what Form E and Form H are, and the cargo minimum to watch.
Insurance agent reviewing three trucking insurance quotes with a trucker

How to Compare Trucking Insurance Quotes (Without Comparing the Wrong Things)

Comparing trucking insurance quotes by price alone is how truckers end up underinsured. Here's how to compare quotes line by line and spot what's missing.
Detroit skyline across the Detroit River, Michigan intrastate authority and Form E filing for trucking

Michigan Intrastate Authority: It Comes From the State Police, and Your Renewal Window Is Open Now

In Michigan the State Police issue your trucking authority, not a DOT. How the CVED application, your Form E and the October 1 renewal window work.
Intermodal stack train hauling containers, the kind of interchanged equipment covered by trailer interchange insurance under the UIIA

Trailer Interchange Insurance: Is the Container in Your Yard Covered?

Trailer interchange insurance is not the same as non-owned trailer coverage. Here's what the UIIA requires and what to check before a claim hits.
Missouri intrastate authority: St. Louis Gateway Arch and skyline at sunset

Missouri Intrastate Authority: The $300,000 Number That Costs You Loads

Missouri intrastate authority runs on a MoDOT decal and a Form E your insurer files. The state minimum is $300,000. Here's why that number is a problem.
Red semi truck hauling a dry van trailer past the Pennsylvania State Capitol dome in Harrisburg, Pennsylvania intrastate authority and PA PUC Form E filing

Pennsylvania Intrastate Authority: The 60-Day Clock That Throws Out Your Application

Pennsylvania intrastate authority has no annual renewal. It has a 60-day insurance clock that gets applications dismissed. How the PA PUC Form E works.
Semi truck on an Indiana interstate at sunrise approaching the Indianapolis skyline past a Welcome to Indiana Crossroads of America sign

Indiana Intrastate Authority: Your Renewal Is Due November 30, Not December 31

Indiana intrastate authority renews October 1 to November 30, not December 31. What general freight still owes the state, and who files your Form E.
Semi trucks on I-71 and I-75 heading into downtown Cincinnati, Ohio intrastate authority and PUCO Form E filing

Ohio Intrastate Authority: The Renewal Window That Quietly Kills Your PUCO Number

Ohio intrastate authority renews May 1 to June 30, and a lapsed Form E can void your PUCO number by phone call. Here's what PUCO requires and who files it.
Semi truck on an Illinois highway passing the Welcome to Illinois sign with the Chicago skyline behind it

Illinois Intrastate Authority: The Form E Filing That Can Shut You Down by Phone Call

Illinois intrastate authority runs on one insurance filing. If your Form E lapses, your Public Carrier Certificate is legally void. Here's how to protect it.
Truck driver reviewing paperwork beside his semi at a Kentucky weigh station, next to a Welcome to Kentucky sign

What Is a KYU Number? Kentucky’s Weight Distance Tax, Explained

Run one load through Kentucky and the state wants its cut. A KYU number is free to get and costs about three cents a mile to keep — and it quietly wrecks carriers who forget it exists. Here's what it is, who needs one, and the $500 mistake that catches people a year later.

Not Sure What You Need?

Call Us

Talk to a licensed agent who can answer your questions and find the right coverage for your situation.

800-885-6682

Email Us

Send us a message and a member of our team will get back to you within one business day.

info@novacoverage.com

Stay in the Know

Get insurance tips, industry updates, and exclusive offers delivered to your inbox.

Text us on WhatsApp